Terms of Service

Rules and regulations for using our platform.

Last updated: April 13, 2026

Welcome to NPC CTLStaff Loan Society! These Terms of Service ("Terms") govern your use of the NPC CTLStaff Loan Society website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using our services, you confirm that you can form a binding contract with NPC CTLStaff Loan Society, that you accept these Terms and that you agree to comply with them.

2. Changes to Terms

We may modify these Terms at any time. We will post the most current version of these Terms on our website. If a modification meaningfully reduces your rights, we will notify you using a procedure that we determine is appropriate.

3. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and share information about you.

4. User Accounts

You are responsible for safeguarding your account credential. You agree that you will not disclose your password to any third party and that you will take sole responsibility for any activities or actions under your account, whether or not you have authorized such activities or actions.

5. Content

Our services allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.

6. Limitation of Liability

In no event shall NPC CTLStaff Loan Society, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions.

8. Contact Us

If you have any questions about these Terms, please contact us at support@npc-coop.org.ng.